Health Pricing Analyst

The Health Pricing Analyst supports the development, pricing, and delivery of health insurance products. The role works closely with Product, IT, Underwriting, Claims, Finance, Analytics, and Health teams to evaluate product profitability, develop pricing recommendation, analyze claim experience and data, and support product implementation. The incumbent collaborates closely with Distribution, Product, Operations, Actuarial, Customer Experience, Analytics, Finance, and Risk teams to identify opportunities, enhance customer engagement, reduce lapses and surrenders, and deliver sustainable business growth.  The role requires strong analytical capabilities, technical model capabilities, and actuarial skills

Position Responsibilities

• Support pricing analysis for health insurance products, product enhancements, and repricing.
• Prepare pricing models and financial projections.
• Perform sensitivity testing and scenario analysis on key pricing assumptions.
• Assist in developing product specifications, benefit designs, and pricing structures.
• Prepare documentation of pricing assumptions, methodologies, and results.
• Support regulatory, regional and internal approval submissions.
• Support product implementation, including preparing and maintaining pricing illustration and product UAT.

Required Qualifications

• Bachelor’s degree or equivalent experience.
• Fresh graduate to 2 years experience.
• Internship experience in insurance company, especially in actuarial function is preferred.
• Strong analytical, problem-solving skills, and data mining skills.
• Proficiency in Microsoft Excel.
• Understanding of insurance concepts and actuarial techniques is preferred.
• Ability to work collaboratively across functions.

Preferred Qualifications

• Strong communication, coordination, and stakeholder management skills

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com .

Working Arrangement